Our Services

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. We recommend that you seek mortgage advice which is individually tailored to your needs and requirements.

Our goal is to help you each and every step of the way through the property purchasing process, from our initial contact through to the mortgage completing. We will deal with the lender, solicitors and estate agents so you can sit back and relax, safe in the knowledge that we're looking after your interests.

From advising on life cover, critical illness cover and income protection plans, to outlining home and contents insurance, we can make sure that your new home is 'safe as houses'.

Please take time to fill in our online enquiry form and one of our fully qualified advisers will contact you to arrange a no obligation appointment in the comfort of your own home to discuss your options. We do not charge for this service.

* If you do not have a solicitor, we are happy to give you the names of companies we have used in the past whose services we are happy to recommend.

Once the mortgage completes, we charge a fee of a maximum of £250 or 0.5% of the loan amount, whichever is greater, payable on completion. Typically this will be £250. We will inform you of the exact amount before we do any work for you. We also receive commission from the lender.

We specialise in the following areas:-

Home Movers

You may already have a mortgage and are familiar with the various types of incentives which lenders may offer, but why not let us search the marketplace to save you taking time out of your busy life to search the internet, visit the shops in the High Street or trawl through the financial advertisements?

Many of our customers have been surprised at the deals we have been able to source – some are unique and not available to the general public.

First Time Buyers

It can appear daunting buying your first home with lenders offering special deals for first time buyers to entice you into the mortgage market.

If you do not have a deposit, we can advise on 100% mortgages and the advantages and consequences of taking out this type of deal.

Remortgaging / Capital Raising

You can raise additional finance against your property by way of a further advance or remortgaging to another lender. We will explain the pitfalls which can be associated with different types of deals to allow you to make an informed decision.

This is a competitive marketplace and lenders deals change on a daily basis. Many lenders will allow you to switch your mortgage to a more competitive interest rate without the need to pay any fees.

Buy to Let

If you are looking to increase your property portfolio or want to get into this market to supplement your retirement options, we can arrange competitive mortgages up to 90% of the property's value. Buy to let mortgages are not regulated by the Financial Services Authority.

Other Mortgage Types

We are happy to discuss commercial lending, let to buy arrangements and can refer you to our specialist Lifestime Mortgage lender if required.

* The products and services promoted here are not part of the Openwork offering and are offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. These products are not regulated by the Financial Services Authority.

Elite Financial Planning Consultants are appointed representatives of Openwork Limited, which is authorised and regulated by the Financial Services Authority. Elite Financial Planning Consultants FSA number is 215264. Openwork Limited offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market.

Your home may be repossessed if you do not keep up repayments on your mortgage.